A more comprehensive home loan service

This is much more than just the interest rate.

With a background in comprehensive goals-based financial advice, we have a deeper understanding of how a tailored loan can align to your needs.

Our Mission.

Our mission is to help as many Australians as we can through education, planning and our home lending brokerage services. We are committed to making a substantial change in peoples lives, whether that is through improving your financial knowledge, finding the right loan, or helping you take that next step into the property market.

Our Difference.

(click the headings to find out more)

  • Blake, our principal broker, has over 13 years in gaining a financial education and experience, coming from a background in holistic, goals-based financial advice.

    A core role was to assist clients through the complexities of finance and to provide a clear path towards meeting their financial objectives.

    Taking this experience and his nerdy brain for numbers, he has a deeper understanding of a loan solution precisely for you.

  • No credit quotes*, we get compensated by the lender via a commission. I like to think about this as an appreciation payment for making the lender’s life easier. Given they don’t need internal staff writing their loans, they are happy to pay brokers instead. The best part? Lenders generally offer better rates to our clients when compared to going direct.

    *We will only present a credit quote if the commission amount doesn't cover the cost of service.

  • We specialise in home loans so we can deliver a special outcome. This is our commitment to ensure that we can deliver a comprehensive service tailored for anyone looking for a home loan.

    We are currently building out our offering to service business and commercial lending requirements.

    We have an inhouse and experienced team for any asset (or personal) finance needs.

  • What does this mean in practice? You never have to follow up and never have to wonder what happens next. We provide real-time updates right through the buying process. We also communicate with third parties, including real estate agents and conveyancers to assist through the process.

  • We want to make sure your loan is getting approved before we even apply. How? We dive deep into the lender's credit policy and required documents before submission. This mitigates unnecessary delays which can be very important when you are applying for a home loan during a period of ‘condition to finance’.

  • We understand that you are likely busy during the 9-5. We offer availability for after hour meetings. If you have a burning question you need to ask, we are available after hours to help.

  • We have a panel of 65 lenders however, not all provide home loans.

    Being licensed to submit home loans with over 30 lenders, we are well equipped to find the right lender for your situation.

  • Not sure where the goal posts are for your desired purchase? Everyone you speak to gives you different advice? Here we can map out what your application would need to look like in order to secure that property.

    Whether it’s how much of deposit you need, what Government scheme you may be able to access, how much income you need, the purchasing costs, or simply how the process works. We can help!

  • Every year, we will send you a comprehensive report for your property. This includes an estimated valuation, comparable sales in your area and your suburb insights.

  • When getting a loan through us, every year we will contact the lender on your behalf to ensure they continue to give you their best availabe rate.

Services

  • Refinancing

    Not sure if your current loan aligns to your lifestyle or goals? Or simply, you would like to know that you are not paying too much? Here we can answer these questions and ensure you have the right loan for you.

  • Investment Property Loans

    Are you looking to take the next step and looking to purchase an investment property? We can assess your options and let you know how much you can borrow, how to structure the deal, and maintain alignment to your future wealth objectives.

  • First Home Buyers

    Looking to purchase your first home? We will hold your hand right through the home loan and home buying process. We will navigate through the various Government incentives, map out your expenses, and find you a great home loan.

  • Next Home

    Whether you are looking to purchase a holiday house, upsize, or re-enter the market, we can find a home loan solution to suit your needs.

    What does this do
  • Cash Out & Equity Release

    You have built equity in your property but you have other plans, whether that is investment, renovations, holidays or a new car, an equity release or cash out can assist you finance your next endevour.

  • Building & Construction

    Are you looking to build a home? We can match you with the right lender that will support you on your home building journey. From getting the finance approved through to completion.

  • Home Loan Planning

    Not sure when or how you can get into the property market, or buy that next home? Here we will spend the time to get to know you and your dream outcomes, then we can show you where the goal posts are so you can plan towards making this a reality.

  • SMSF Lending

    Are you seeking to purchase property through superannuation (SMSF)? We can assist you with financing as we have access to multiple lenders, 30 year loan terms, up to 90% LVR and competitive rates.

  • Home Loan Review

    Would you like to have someone look over your current loan and assess whether you have a competitive rate, not paying too much in fees, and a suitable loan for your current circumstances? We can help.

About Blake

From the start of Blake’s journey, his focus has been to accumulate knowledge to become a valuable asset for his clients. Now with over 13 years of combined education and experience in financial disciplines, he has narrowed his focus and expertise into his passion for mortgage broking.

Through having $100M in assets under management during his time as a holistic goals-based financial adviser, Blake understands the importance of accuracy and expertise when delivering service.

When Blake isn’t working, he devotes his free time to his 4 beautiful children and loving wife.

Here is a list of Blake’s qualifications;

✓ Master of Financial planning

✓ Bachelor of Commerce (Major in Finance)

✓ Cert IV in Finance and Mortgage Finance Broking

✓ Diploma of Finance and Mortgage Broking Management (current)

✓ Diploma of Financial Planning

✓ Completion of CFP® studies (highest designation in Financial Planning and internationally recognised)

✓ Self Managed Superannuation Funds Course

Google Review - John

“Thanks so much for your awesome work refinancing our mortgage Blake! Your background in financial advice has clearly given you a skillset many brokers don't have and we've been the beneficiaries!
Great service, clear advice and guidance, and an awesome outcome. We couldn't be happier.”

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